Unified Payment Orchestration Platform
A payment gateway and orchestration layer that routes transactions across multiple acquirers and methods, lifts approval rates with smart retries, and keeps cardholder data out of the merchant’s systems through tokenization — all behind one API, one dashboard and one reconciliation.
One integration, every way to pay.
A scaling marketplace was losing revenue to failed payments and drowning in separate integrations for each card processor, wallet and region. They needed one layer that could speak to all of them, recover declines automatically, and give finance a single source of truth.
We built a payment orchestration platform: merchants integrate once and the engine decides, per transaction, which acquirer to use, when to retry a soft decline, and how to split a payout. Card data is tokenized in a vault so the merchant’s own systems stay out of PCI scope, and every transaction reconciles to the cent.
- One API for cards, wallets and local methods
- Smart routing and cascading retries to lift approvals
- Tokenized vault that reduces PCI scope
More approvals, less risk.
The capabilities that turned a pile of processor integrations into one reliable payments backbone.
Smart Routing
Each transaction is sent to the acquirer most likely to approve it — by cost, geography, card type and live success rates.
Cascading Retries
Soft declines are automatically retried on an alternate route, recovering payments that would otherwise be lost at checkout.
Tokenization Vault
Cards are tokenized once and reused for one-click and recurring payments, keeping raw card data out of merchant systems.
Subscriptions & Recurring
Flexible billing plans, dunning and automatic card-updater support keep recurring revenue flowing with fewer involuntary churns.
Split Settlements
Marketplace payments split automatically across sub-merchants, with commission, hold and payout rules handled by the platform.
Fraud Rules Engine
Configurable rules and velocity checks plus 3-D Secure step-up block bad transactions without punishing genuine customers.
Built to clear, balance and prove.
The reliability and compliance work that lets finance trust the numbers.
Settlement & Reconciliation
- Automated reconciliation against acquirer and bank statements
- Per-transaction fee, FX and chargeback tracking
- Daily settlement reports finance can close the books on
- Refunds, partial captures and reversals handled end to end
- Immutable ledger with a full transaction audit trail
Platform & Developer Experience
- Clean REST API with idempotency keys and signed webhooks
- Drop-in SDKs and hosted checkout for fast integration
- Sandbox, test cards and full transaction simulators
- Role-based merchant dashboard with live monitoring
- PCI-DSS-aligned architecture that minimises merchant scope