A payment gateway and orchestration layer that routes transactions across multiple acquirers and methods, lifts approval rates with smart retries, and keeps cardholder data out of the merchant’s systems through tokenization — all behind one API, one dashboard and one reconciliation.
A scaling marketplace was losing revenue to failed payments and drowning in separate integrations for each card processor, wallet and region. They needed one layer that could speak to all of them, recover declines automatically, and give finance a single source of truth.
We built a payment orchestration platform: merchants integrate once and the engine decides, per transaction, which acquirer to use, when to retry a soft decline, and how to split a payout. Card data is tokenized in a vault so the merchant’s own systems stay out of PCI scope, and every transaction reconciles to the cent.
The capabilities that turned a pile of processor integrations into one reliable payments backbone.
Each transaction is sent to the acquirer most likely to approve it — by cost, geography, card type and live success rates.
Soft declines are automatically retried on an alternate route, recovering payments that would otherwise be lost at checkout.
Cards are tokenized once and reused for one-click and recurring payments, keeping raw card data out of merchant systems.
Flexible billing plans, dunning and automatic card-updater support keep recurring revenue flowing with fewer involuntary churns.
Marketplace payments split automatically across sub-merchants, with commission, hold and payout rules handled by the platform.
Configurable rules and velocity checks plus 3-D Secure step-up block bad transactions without punishing genuine customers.
The reliability and compliance work that lets finance trust the numbers.
