Web-Based Micro-Credit Evaluation Platform
A SaaS micro-credit platform that helps micro and small lenders boost productivity and reduce risk. It evaluates loans using the INDE methodology — a proven risk rate under 3% — powered by AI models and built for easy integration with third-party tools and core systems.
Smarter micro-credit decisions, end to end.
The Micro-Finances solution is a SaaS-based financial platform specialised in micro-credit evaluation, built to help micro and small businesses improve productivity and reduce risk rates. It evaluates loans using the INDE methodology, which has a proven risk rate of less than 3%.
The platform uses artificial-intelligence models to evaluate customers and allows easy integration with third-party tools and core systems. It is highly customisable, with scalable modules — each designed for a specific job:
- Credit approval
- Workflow management
- Customer pre-evaluation
- Risk assessment
- Reporting & analytics
Built around the way lenders actually work.
Dynamic Forms
A JSON-based form builder sits at the core of the system, so evaluation forms can be created and reshaped to match any process — no redeployment required.
- Easy configuration out of the box
- Apply custom themes per client
- Admins restructure forms with a few JSON changes
Evaluation Process
The evaluation is split into multiple stages based on the groups of users involved, moving each application forward automatically and keeping everyone informed.
- Executives create clients via web or mobile and submit form sets
- Applications are interviewed and advanced automatically
- Notifications fire on every stage change
- Reviewer groups take decisions at each stage
Reports & Charts
The system generates reports throughout the lifecycle that reflect each client’s credit standing, then visualises them as clear graphs and charts for fast decision-making.
- Share of credits repaid before the deadline
- Share repaid exactly on the deadline
- Monthly on-time repayment trends
Configurable, integrated, built to scale.
User Configuration
- Add, remove and manage users
- Define new roles and permissions
- Set and adjust credit limits
Architecture & Integration
- AI models for customer evaluation
- Easy integration with third-party tools & core systems
- Modular: approval, workflow, pre-evaluation, risk, reporting
- Highly customisable, scalable modules